How much does it cost to sell invoices? A short guide for companies and individuals

Selling invoices is an effective way to improve liquidity and get paid immediately. Many companies wonder how much it actually costs to sell invoices — the fee usually ranges between 1.5–4 % of the invoice amount, depending on the customer's creditworthiness, the invoice amount, and whether you want to sell individual or all of your customer invoices. 

What does it mean to sell an invoice?

When you sell an invoice, you get paid within 1–2 banking days, while the finance company takes over the risk and administration. This provides a more stable cash flow and reduces the time you have to wait for payments.

Selling invoices – cost example for a single invoice

Invoice amount: 50,000 SEK
Cost: 2,95 %
Charge: 1,475 SEK
Paid out: 48,525 SEK

A simple solution for companies that want to free up capital quickly — without taking out loans.

Selling invoices as a sole proprietorship

Individual companies can also sell invoices. It is a convenient way to get quick liquidity, especially in cases of uneven payment flows or when capital is needed immediately for new assignments.

Transfer invoice to debt collection

Do you have an overdue invoice?
We do not purchase overdue invoices, but you can hand over the invoice to a debt collection company and avoid the entire collection process. Our invoice purchasing customers receive help from us to handle this in a safe and efficient manner.

Why choose Finance Partner?

Fast payouts
Transparent pricing
Secure credit assessments
Suitable for both companies and individuals

Do you want to know exactly how much it would cost to sell your invoices? Contact us and we will prepare a quote tailored to your company.