Get paid the same day you invoice – that's why companies in Mälardalen choose invoice purchasing

When customers pay late or have long payment terms, the company's liquidity is affected. It becomes more difficult to plan and manage ongoing costs. That's why more and more companies are choosing to use invoice purchasing - a flexible solution where you get paid the same day the invoice is created and you don't have to wait for customers to pay.

In this guide to invoice purchasing, we go over why companies choose the service, what it costs, and how you can use it to free up money immediately.

Why do companies choose invoice purchasing?

Invoice purchasing is a fast and secure solution for companies that want to:
– Improve cash flow
– Avoid late payments
– Avoid credit risk
– Get paid the same day the invoice is created
– Free up money when needed

How the invoice purchase process works:

– You send the invoice to us
– We do a credit assessment
– You get paid the same day
– We forward your original invoice to the customer
Follow the process in our customer portal

Sell the invoice to us at Finans Partner and get paid the same day.

We buy your invoices – safe, fast and without commitment.

Invoice purchase with recourse or invoice purchase without recourse

You can choose between two models:
Invoice purchase without recourse
We take over the credit risk. You get paid regardless of whether the customer pays late or not at all.

Invoice purchase with recourse
You retain the credit risk but get a lower price.

With invoice purchases you get up to 100 % of the invoice amount directly

This is one of the biggest advantages.
You receive money immediately and can use it to pay salaries, suppliers, purchases, fees or for growth.

As a company, you can sell your invoices to us and free up capital.

How much does invoice purchase cost?

The price depends on various factors such as the size of the invoice and the debtor's creditworthiness.
In Sweden the cost is normally:

1.5-4 % of the invoice amount is standard price in the industry but can be lower or higher depending on various factors.
This is what is often called:
Cost of invoice purchase
Cost of factoring
How much does invoice purchase cost?

At Finans Partner, you get a good market price for invoice purchases and clear settlement notes that make accounting simple and accurate.

Who can sell invoices?

Invoice purchases are suitable for:

Limited company
Consultants
Contractors
Service company
Individual companies
Transport company
Construction company

Sell your company's invoices to Finans Partner – regardless of industry or size of the company.

Invoice purchases in Stockholm and Mälardalen

We work with companies throughout Sweden, but many of our customers are located in:

Stockholm
Mälaren Valley
Vasteras
Uppsala
Enkoping
Orebro

Here, the need for rapid liquidity is often particularly great due to high costs and rapid business flows.

Why is invoice purchasing better than taking out a loan?

Unlike loans:

No collateral required
Is the balance sheet not affected in the same way?
Do you receive capital immediately?
Do you avoid interest and repayments?
More flexible solution

Summary

Invoice purchasing is one of the most effective solutions for companies that want to get paid the same day and avoid waiting for customers to pay. It's simple, secure, and gives you full control over your company's liquidity.

Sell your invoices quickly and easily with Finans Partner.

We buy your invoices – get paid the same day you invoice. You choose whether you want to sell single invoices, all invoices or seasonal variations during the year.